""Being young, engaged and business owners, we wanted to set ourselves on the right path for a
comfortable lifestyle as soon as possible. We were already using Excel and had taken steps
to reduce our debt, however Financial Fitness showed us how to improve what we were doing.
The activities definitely encompassed solutions for a healthier mind and wallet, and with Ross being a
Personal trainer, he saw how these related to the physical fitness points in the Program.
We now lead an enjoyable, more affordable (no less comfortable) lifestyle, with a greater understanding of how soon we can live a life of luxury. We're saving for our wedding next year
and have been able to apply the skills learned via the Strong Financial Foundations course to business too.
This information is very suited for all types of money personalities, with different communication
and learning styles. We have no hesitation in recommending their services."
Kaliegh Forbutt and Ross Blake, www.rossblake.com.au

"Working in the recruitment industry can be very stressful with great pressure being applied to staff to reach monthly financial targets. One Canberra recruitment company however,
has realised that staff perform better and are retained longer with flexible working conditions and
innovative training incentives, such as financial literacy. Implementing the
Strong Financial Foundations package at one hour per fortnight,
Frontier Group have noticed a new awareness and openness within the workplace.
The sometimes-taboo topic of money is now being talked about openly and the staff
have noticed tangible results with their everyday money management.
Definitely an employer of choice!"
www.frontierjobs.com.au



“Financial Fitness [has] provided our organisation with financial literacy training [since] June 2006 [to Dec 2007]. Our members found these briefs to be an excellent introduction to budgeting
and feedback at all levels has been positive.
From a management viewpoint the briefs were ideally suited in meeting our training goals of
providing ongoing personal self-development opportunities for our members.
In a culture of living from pay packet to pay packet, it is our belief that such training
will benefit our junior members throughout their careers, providing them with the skills necessary
to avoid bad debt and achieve financial stability. It is our intention to invite Financial Fitness to continue providing financial literacy training for our members in the future.”
Sean Watson, Government Department, Public Sector Corporate Training

"Being a mature lady with an investment property, I still found the idea of managing my money
quite overwhelming. My friends and family have the attitude that money is hard work and rare,
and I thought it was exciting to live financially on the edge.
Going through the modules of the Health and Wealth Program got me started on what I'd been putting off
for a long time. It was great to go at my own pace and I became proactive in taking action.
With the help of Financial Fitness I was also able to clear out a lot of unnecessary paperwork
I'd been keeping but avoiding (ie even some unopened mail).
I am now in a better financial position and
am very happy to recommend the financial literacy training provided by them."
Lee-Anne Pumpa, Housesitter extraordinaire, +61 412 767 889



"Well, I have some good news which will be music to your ears! After living my life (fairly) strictly by the spreadsheet you made for me for almost a year ago now, two fantastic things have come directly from this. The first is that I have not had a single financially stressful day since! This has been worth a million dollars to my peace of mind - I can't overstate this. The second is that I am about to reach
the big goal I stated on the early forms you got me to fill out - I am in the process of purchasing my
first investment property!!! I really thought this kind of thing was for rich people only
but thanks to the spreadsheet I'm on my way. Thank you again.”
Julie Wood, Individual Health and Wealth Training, Canberra


"As an almost 'retirement age adult' who was changing career paths by starting a new business
I wanted to gain financial control. I had done a lot of personal development but had not
looked at my financial situation to the depth that I did with Financial Fitness.
From the beginning I felt comfortable with the pace of learning. I found that the steps we took
both improved my financial situation and gave me a new perspective on different aspects of my life
that ultimately affected my wealth and cash flow. The tailored Action Plan and regular follow ups
made an overwhelming task much easier. I thank Financial Fitness
for their affordable solution and support and have no hesitation in recommending their services."
Michael Mitchell, Sydney



"Financial Fitness provided me with financial counselling in October 2005. Having been in the Navy for 14 years and finding myself being medically discharged, I required not only advice on lump sum payments
but guidance on how to handle weekly cash flow. This guidance is not provided during time in service,
nor by a financial planner. The information provided by Larissa and her staff precedes that which one gains from seeing a financial planner and their service is of the highest quality. I found this service more worthwhile than the financial planners I have seen as I was provided with practical solutions for
everyday financial control. Personalised Action Plans dealing with spending habits and an
extremely useful tool to monitor cash flow, different to those that are already found on the commercial market, were provided. This area of financial literacy is an emerging market, slowly gaining recognition in its own right. I believe this service is great value for money and
recommend it to those wishing to gain financial control."
Trish O’Dea, Individual Health and Wealth Training, Melbourne



“I want to thank you for helping me get my feet back on the ground financially. WOW I would never
have imagined it!! I have settled into a permanent part time position and having the spreadsheets
already happening was a bonus, as I could see everything that I spend my money on. I have had
ups and downs along the way and it’s only been a short way but the change in my circumstances
is totally amazing. The money worries are a quarter of what they were. With this job being permanent
I have also had to get used to a monthly wage so I really have to follow the spreadsheet now with vengeance.
I am now confident in being able to save for holidays for the kids, and a few months down the track
I want to start saving for our own house. Big plans, scary plans but I am confident that we will get there.
Thank you, thank you so much!!!”
Anne-Marie Tazreiter, Individual Health and Wealth Training, Canberra



“I'm so glad I did that course with you. It's really opened my eyes to what we can achieve. I'm so proud
of myself. I went shopping the other day […] and when I was at the cash register I nearly fainted -
the bill was half as much as it usually was, and do you know, since we've started to plan
what meals we'll be having through the week we've actually been eating healthier too?!
Paul and I sat down and worked out our monthly incoming/outgoing table and figured out if we actually
didn't spend everything on "nothing" we could be saving around $500 a month (for 10 months of the year).
Thanks again. You've made my life a whole lot less stressful, and now that I have goals in place,
I can see where we're going! Cheers,”
Melissa Jakovics, Adult Community Program, Canberra

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and your organisation.